If you’re shopping for a vehicle in Ontario, it is a long and involved process that can be difficult to navigate. There is the actual process of finding and purchasing a vehicle – all the laws and regulations, all the paperwork for fees and payments, and all the pros and cons on the various types of vehicles you can buy. There’s the process of leasing or financing your vehicle purchase. There’s the process of getting a driver’s license. Finally, there’s the process of getting auto insurance. See our sections below to learn more about everything that is involved in buying and owning a vehicle in Ontario.
Buying a Vehicle in Ontario
This section of the guide answers any questions you might have about the buying process: from a guide to the whole process involved in buying a new vehicle or the different but similar process to buy one that is used, to tips to make the process easier and cheaper.
Driving in Ontario
To buy and operate a vehicle in Ontario you have to have a driver’s license. We have guides for the license tests and fees for Ontario’s Graduated Licensing Program for new drivers, how to replace or renew your license, and how to exchange a license from another country.
Financing a Car in Ontario
When you buy a vehicle you have a few options on how to pay for it. You can get financing from the dealership or a bank, lease the vehicle from the dealership for a shorter period of time, or buy it outright with cash. There are benefits and drawbacks to them all, and we outline them in our financing guide here.
Auto Insurance in Ontario
According to Ontario law, in order to buy, establish legal ownership, and operate a vehicle in the province you must have an insurance policy on it. We have a guide on how to get insurance, what costs to expect, how auto insurance works for new drivers, how temporary insurance policies work, and privacy of your personal information.